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Secured loans: what you need to know – Money Saving Expert – Unsecured loans are almost always cheaper for those with decent credit scores, but secured loans provide lenders with, well. security, so they’re more willing to lend to poor credit scorers. big borrowing is possible. The maximum unsecured loan is 35,000 yet secured loans can be 75,000. Borrowing over a longer period
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Plus, secured loans may have lower interest rates, larger loan amounts, or better terms than unsecured loans. Keep in mind, with a secured loan, the lender can take possession of the collateral if you don’t repay the loan as agreed. Types of secured loans and lines of credit. Here are a few personal assets that can help you secure a loan.
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