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Usda Loan Pre Approval USDA Mortgage – We offer home loan financing through USDA RD’s loan guarantee program. Below are just a few of the many benefits provided by this loan program. No down payment is required to purchase a home. The USDA RD guarantee loan program allows you to purchase a home without making a down payment. It is a true 100% loan program.
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The single-family guaranteed homeownership loan helps those with incomes that are below 115 percent of the median income for the area buy modest homes in rural areas. If coming up with a down payment is a struggle, an alternative to buying a house with no money down is an FHA loan. The FHA does not offer a no-money down loan.
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