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should you buy a home warranty

"Home warranty deductible, or service call fees, is an important concept to master if you want to understand how to find the cheapest home warranty plans for your needs," said Review Home Warranties. With most home warranties, a deductible or service call fee will be required, "with an industry average of approximately $75 per visit.

Of course, if the home warranty company doesn’t cover a necessary repair, the warranty may not give the new homeowner any more value or peace of mind than if they’d paid for repairs themselves. Instead of buying yourself a home warranty, Giorgianni recommends setting aside the money so that you can self-insure against costly home repairs.

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If you’re buying a previously owned home, you might consider getting a home warranty from a reputable company, especially if your home inspection reveals that several of the home’s appliances.

Should we buy a home warranty? Is it really worth it? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

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During a sale or purchase of a home, a home warranty provides reassurance that the home’s components would be maintained. A warranty could also be useful for someone that wants to avoid paying major expenses. It also provides a layer of protection from buyer’s complaints about the home’s defects that may arise after the sale closes.

Beware Home Warranties Many people buy a one-year home warranty plan right when they close on a home, since such protections can provide some much-needed peace of mind that you won’t get hit with unexpected,

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You can typically break down the annual cost into more manageable monthly payments, but the cost of the warranty itself isn’t the only thing you’re responsible for paying. Most home warranties include either a service call fee or a deductible, so it’s important to consider those factors in addition to the home warranty plan itself.

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